Heartbeat Family First - Platinum
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Synopsis:
Family First, a first of its kind Plan which has been designed keeping in mind the health insurance needs of the Indian joint family.
Highlight:
- Annual Health check ups at the time of Renewal.
- Child Care Benefits including New Born baby cover.
- Cashless facility with over 3500 Quality Hospitals in the network offering cashless hospitalisation.
- Earn Points under Health relationship loyalty program.
- Benefits for children such as Vaccinations, Nutrition & Diet consulting.
- Direct Claim settlement, No third party involved.
- Optional benefit of 10% and 20% Co- pay.
- Tax saving U/S 80D of the Income tax Act.
Benefit:
| Title | Description |
|---|---|
| Room Rent Limit | No Limit |
| ICU Daily Rent Limit | No Limit |
| Pre-Hospitalization Expenses | 30 days |
| Post Hospitalization Expenses | 60 days |
| Minimum Hospitalization Period | 24 Hrs |
| Day Care Procedure Coverage | Covered |
| Pre-Existing Disease / Illness coverage | After 24 months |
| Waiting Period for New Policy | 90 days |
| Co-Payment | Max 20%, for age less than 65 years |
| Free Health Checkup | Every year |
| Ambulance Expenses | Covered |
| New Born Baby Cover | Covered |
| Donor Expenses | Covered |
| No Claim Bonus | Up to 10 %, Max 50% |